Terms and Conditions

1. Agreement to Terms

By accessing and using Tosio Digital Store ("we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Products and Services

Tosio Digital Store offers digital products including but not limited to software, templates, ebooks, courses, and digital assets. All products are delivered electronically after successful payment verification.

Product descriptions, images, and specifications are provided for informational purposes. We strive for accuracy but do not guarantee that all product information is complete or error-free.

3. Payment and Pricing

All prices are listed in Indian Rupees (INR) unless otherwise stated. Prices are subject to change without notice.

We use Cashfree as our payment gateway. By making a purchase, you agree to Cashfree's terms of service. We accept UPI, credit cards, debit cards, net banking, and wallets as payment methods.

Payment must be received in full before product delivery. We verify all payments through Cashfree before releasing digital products.

4. Product Delivery

Digital products are delivered via email to the address provided during checkout. Delivery typically occurs within minutes of payment verification.

Download links are time-limited and may expire after a specified period. You are responsible for downloading products within the validity period.

If you do not receive your product within 24 hours, please contact our support team with your order details.

5. License and Usage Rights

Unless explicitly stated otherwise on the product page, all purchases grant you a personal, non-exclusive, non-transferable license to use the digital products.

You may NOT:

• Resell, redistribute, or share purchased products
• Share download links with unauthorized parties
• Claim ownership or authorship of the products
• Use products for illegal or unauthorized purposes

6. Refund and Cancellation Policy

Due to the nature of digital products, all sales are final once the product has been delivered and download link has been accessed.

Refunds may be considered in the following circumstances:

• Technical issues preventing product download or access
• Product significantly differs from description
• Duplicate charges or payment errors

Refund requests must be submitted within 7 days of purchase with valid proof of the issue. Refunds are processed according to Cashfree's settlement schedule and may take 5-10 business days.

7. Intellectual Property

All content, trademarks, logos, and intellectual property on Tosio Digital Store are owned by us or our licensors. You may not use, copy, or distribute any content without explicit permission.

8. User Accounts

You may be required to create an account to make purchases. You are responsible for maintaining the confidentiality of your account credentials.

You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

9. Prohibited Activities

You agree not to:

• Use our services for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services
• Upload malicious code or viruses
• Engage in fraudulent activities

10. Disclaimer of Warranties

Our services and products are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

11. Limitation of Liability

To the maximum extent permitted by law, Tosio Digital Store shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability for any claim arising from your use of our services shall not exceed the amount you paid for the product in question.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City/State].

13. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Your continued use of our services after changes constitutes acceptance of the modified terms.

14. Contact Information

For questions about these Terms and Conditions, please contact us at:

Email: support@tosio.com
Website: Contact Page